One of the things I have learned from my twenty years of direct sales (yes, I have been in Tupperware that long!) is how to manage money. We are given Business Owner tips and training that apply to many areas of life, outside our business. SOOOOO many people need help with this! They are facing a mountain of credit card debt, struggling to make their house payments, having a hard time buying groceries, unable to buy clothes for their children, and more. It just breaks my heart. Life is about choices, priorities, if you will. It is what we choose to do that can make the difference! Some people make good choices, some people aren't as savvy. It can be the smallest things that make a huge difference. Did you know , that if you cut your spending $3 a day and deposited that $90 each month, with a 3% interest rate (trust me, it WILL go back up) you would have $23,000 in just fifteen years? That $3 could be the daily coffee from Starbucks...