Reader Question: Out Of Pocket Accountability

By -
Another GREAT question from a reader:

Why don't you consider the $10.48 as an expense? (From the summary of my Shopping trip last Wednesday) It's money you wont see again and you did spend it? I'm trying to figure out a realistic budget for my family and this would help me out.

Occasionally, I will buy a $15 GC with my five $2 items to make my $25 threshold for the coupon doubling to be engaged. Five $1 coupons would be doubled, resulting in FREE food along with that $15 Gift Card.

That $15 came out of my $100 monthly total and has to be accounted for as it is now $15 less than I had in my monthly envelope of $100.

You will see me use that $15 Gift Card in the following transactions, to pay for my purchases, but I won't deduct it two times.

There are bloggers out there that NEVER count that Gift Card purchase in their totals -- and, if they are buying them, they should. Those gift cards are like the cereal deal milk and egg vouchers: It's deduction is accounted for on the NEXT visit.

That particular money came off a $20 gift card that I didn't buy - I won it off someone's blog! So it won't be in my monthly totals
:)
I hope that answers things for you clearly.


Happy Shopping!
=)

Comments

Post a Comment

Popular posts from this blog

Cookie Recipe #21 - Butter Rich Spritz

By -
Image
Cookie Exchange Parties are SO MUCH FUN - for a few simple reasons:You get together with your friends You make only ONE kind of cookie and finish your holiday baking, after swapping out You get new recipes You often have snacks or games! That being said, I do one every year - in December, about 2 weeks before Christmas. (You can read about it HERE or see a TV segment I did on it http://youtu.be/-iUR7GlAiQw ). I thought it would be fun to have a collection of 30 fun recipes to try - one a day in November - so you can be prepared for that holiday baking! Today's recipe idea comes from Book Cooking. net Ingredients 2 1/2 cups all-purpose flour 1/2 teaspoon salt 1 cup butter, softened 1 1/4 cups confectioners' sugar 2 egg yolks 1/2 teaspoon almond extract 1 teaspoon vanilla extract Directions Preheat the oven to 400 degrees F (200 degrees C). Sift together the flour and salt; set aside. In a medium bowl, cream together the butter and sugar. Stir in the egg yolks,
Read more

Chili Dog Casserole

By -
Image
I know this sounds strange -- and yummy at the same time, LOL You need to know the family history to "get it". We are part German, part English, part Irish and part Tennessee Hillbilly. Seriously. Did you ever see that black and white movie of Gary Cooper's called Sergeant York? Yes, my family comes from the Dyer/Yorks -- same family. Some of the "family recipes" are too far out there for even me to try... But this is a pot luck favorite. SUPER Easy and SUPER Easy to make healthier. We choose the middle of the road option, LOL You need:  1 package hot dog buns (8 ct) 1 package hot dogs 2 cups chili (or 1 can) 2 cups shredded sharp cheddar cheese "fixins" That's it! You could do gluten free or whole grain wheat buns, turkey or tofu dogs, vegetarian chili, vegan or light cheese, you get the drift. We do white buns, cut them up and place in the 9x13 pan, like you see here: Then you dice up the hot dogs
Read more

Forget The Resolutions Giveaway Hop!

By -
Image
Forget The Resolutions Giveaway Hop January 21 - 26, 2012 Hosted by Planet Weidknecht and Going Crazy!!Wanna Go?? It's been three weeks since you've made all those resolutions.It's said that it takes 21 days to make a new habit, so you've probably already broken your New Year's Resolutions. I say - FORGET THE RESOLUTIONS ! Let's have a giveaway hop instead! The Forget The Resolutions Giveaway Hop runs from January 21 @ 12:01 a.m. EST to January 26 @ 11:59 p.m. EST. Each blogger is hosting their own giveaway of at least $20.00. After you enter my giveaway, be sure to visit the other blogs and enter theirs too!
Read more